See what our clients' have to say about us

role model representatives

"I have to say Jason, Lucy, John and Ian are role model representatives to your business which seems to be reflected across the whole team at HB&O."
Russell Varney


"I just wanted to say that your visit was brilliant."
Celia Thomas


"HBO has been part of our family for many years. I have always found staff to be friendly, professional and accommodating, providing sound financial advice."
Susan Richardson


"Thank you for the ‘above and beyond’ attitude and integrity. We really appreciate you."
Elizabeth Smith


"The team have such a swift response to any queries and nothing is too much trouble."
Ted Dawkes


"As a relatively recent client of HB&O I have found them to be friendly, helpful and very professional. HB&O has dealt with my financial affairs efficiently and very effectively while ensuring I have a full understanding of everything each step of the way. Many thanks HB&O excellent service."
Chris Brazier

AbsolutELy delighted

"As soon as we had our initial meeting with Tom Driver, we knew exactly who we could trust to handle our affairs. Three years on, we are still absolutely delighted as Tom gives us regular updates on how our funds are performing and clearly has an excellent understanding of the markets. We have no hesitation, whatsoever, in recommending Tom to anyone seeking sound financial advice."
Ross & Chris Spriggs

Well structured

"I am pleased to have been using HB&O's services for managing my personal finances for many years. I find that the Financial Planning advice from Tom Driver is well structured, clear and presented a thoroughly professional manner while maintaining the friendly, individual and helpful approach characteristic of HB&O."
David Stowell


"During the regular meetings with Tom Driver, he advised me of the options available to me in a very professional manner whilst showing great patience. I feel reassured that HB&O are looking after my finances and are providing me with as secure financial future as possible."
Suzanne James


"When looking for a mortgage, it can be an extremely daunting and scary process. Ian's expertise and knowledge was very reassuring as he was able to independantly source the best mortgage for me in terms of timing and what I could afford. It was an excellent and seamless process and I would recommend to anyone who is sourcing a mortgage, to speak to Ian first."
Jenny Frost


"We selected HB&O from unbiased.co.uk since they covered our needs and had a breadth of experience. Unlike other short listed IFA's they were efficient in arranging an introductory meeting with Anthony Baynham who took the trouble to publish notes from that meeting. He was very approachable and knowledgable and his subsequent advice was very clear and valuable."
Iain Stewart