Mortgages

Committed to finding you the right mortgage that suits your individual requirements and circumstances

Mortgages are possibly the largest single transaction in most people’s lives. Buying a property can be a stressful and time-consuming experience, although nowadays the financing of a mortgage is a case of finding and selecting the most suitable deal, rather than simply accepting a lender’s offer.

HB&O Financial Services are committed to finding you the right mortgage that suits your individual requirements and circumstances. As your mortgage will be one of the biggest financial commitments you will ever make, we believe it is vitally important to make sure you always have the most appropriate mortgage available. We will also guide and assist you through each step of the home-buying process.

Making your experience as pleasant and as stress-free as possible

There could be a number of reasons why you would want to move house, such as wishing to move to a bigger property, downsizing or simply moving to somewhere more preferable. Whatever the reason, it can still be a very stressful experience, especially if you haven't moved for some time. At HB&O Financial Services, we understand each step involved and realise that most transactions require a simultaneous completion. Our Independent Mortgage Specialist can guide and assist you through the full process, and we strive to liaise with you and all other parties to make your experience as pleasant and as stress-free as possible.

At HB&O Financial Services, we have access to the whole of the mortgage market. Our Independent Mortgage Specialist has the necessary knowledge, experience and understanding to find the best value for you based on your needs and circumstances, and we can guide you through and assist you with all the required criteria.

Your home may be repossessed if you do not keep up repayments on your mortgage.