You are dealing with a Chartered firm

Holding Chartered status means we adhere to an ethical code that underpins broader commitments to professional values. These include putting your interests first, investing in ongoing development of our people’s technical skills and knowledge, and supporting wider initiatives that benefit society as well as the growth of our profession.

You can find more detail on the aims, standards and what makes a firm Chartered online at cii.co.uk/chartered. You can also look up any company and confirm its status using the CII’s Chartered firm search.

HB&O Financial Services assist with charity Shoebox Appeal

Staff at HB&O Financial Services are assisting with Helping Hands’ Christmas Shoebox Appeal 2019.

The appeal is organised by Helping Hands Community Project who are a Leamington Spa based charity helping local people in need. They build relationships with vulnerable people by providing them with both practical and emotional support.

Items that can be included in the shoe box include: toothbrush and toothpaste, soap, deodorant, hats, scarves and gloves, socks, sanitary products, hairbrushes, books, chocolates and sweets.

If you would like to help Helping Hands too, you can make an online donation at:
virginmoneygiving.com/fund/helpinghandsshoeboxappeal where they will use your donation to make a shoebox on your behalf.

Lucy wins Paraplanner of the Year!

Congratulations to our Financial Planning Analyst, Lucy Talbot on winning Paraplanner of the Year 2019 at the Personal Finance Society awards.

Our Mortgage & Protection Specialist, Ian Chetwynd also made it into the final three nominees for the Mortgage & Protection Specialist of the Year.

Lucy with her award.

The Personal Finance Awards continue to recognise excellence in professional financial planning and journalism. Advisers, paraplanners and dedicated teams of support staff combine to provide clients with the confidence and clarity to help them meet their financial needs and longer-term goals and aspirations. 

Lucy Talbot & Ian Chetwynd

Proud to be Chartered

What Chartered status means from CII group.

HB&O Financial Services is proud to have held the prestigious title ‘Chartered Financial Planners’ awarded by the Chartered Insurance Institute (CII) since 2008.

A Chartered title is a commitment to an overall standard of customer excellence and professionalism. This title is only awarded to firms committed to developing and maintaining the knowledge and capability of their people so they can deliver the highest quality advice.

If you wish to know more about how using a Chartered firm can ensure you receive the most suitable advice, please do not hesitate to contact one of our Chartered Financial Planners on 01926 422292.

HB&O Financial Services shortlisted for Personal Finance awards 2019!

Lucy Talbot, Financial Planning Analyst and Ian Chetwynd, Mortgage & Protection Specialist

Congratulations to our Mortgage & Protection Specialist, Ian Chetwynd who has been shortlisted for the ‘Mortgage & Protection Advice Specialist of the Year’ and our Financial Planning Analyst, Lucy Talbot who has been shortlisted for the ‘Paraplanner of the Year’ Personal Finance awards 2019/20.

Now in their tenth year the Personal Finance Awards continue to recognise excellence in professional financial planning and journalism. Advisers, paraplanners and dedicated teams of support staff combine to provide clients with the confidence and clarity to help them meet their financial needs and longer-term goals and aspirations. 

The winners of each award will be announced at the Personal Finance Awards Dinner at the ICC in Birmingham on 28th November 2019.

Directors smash charity target in swim & run dual challenge!

HB&O Financial Services Director, Anthony Baynham & Managing Director, Jason Strain

It has been over a month since HB&O Financial Services Managing Director, Jason Strain and Director, Anthony Baynham took part in a dual charity challenge to help raise money and awareness for Prostate Cancer.

On the 21st September, the pair swam two laps of the Serpentine Lake in Hyde Park, a total of two miles each. It was the first open water event for either of them.

They then travelled to Germany 8 days later to run the Berlin Marathon (26.2 miles) on the 29th September.

They’ve raised an amazing £1,737.50 (including Gift Aid) which will go to Prostate Cancer UK. There is still time to donate, please visit their Virgin Money Giving page to do so: https://uk.virginmoneygiving.com/Team/BerlinMarathonChallenge

Financial Planning Analyst becomes Chartered Financial Planner!

A huge congratulations to our Financial Planning Analyst, Lucy Talbot who graduated earlier this month as a Chartered Financial Planner.

She has told City Wire why she believes it was important to become chartered. Read the article here:
https://citywire.co.uk/new-model-adviser/news/take-the-plunge-7-pfs-grads-on-bagging-chartered-status/a1282898?re=68871&ea=301244&utm_source=BulkEmail_NMA_Daily_Summary&utm_medium=BulkEmail_NMA_Daily_Summary&utm_campaign=BulkEmail_NMA_Daily_Summary#i=1

HB&O property experts share practical tips at local event

HB&O’s property tax and mortgage specialists joined forces to share useful insights at an event held for those investing in Homes of Multiple Occupancy (HMOs) this week.

The free event was organised by Homemaker Properties and was designed to provide up to date advice and information for existing and potential investors.

Neil Allcroft, Senior Tax Manager at HB&O

Neil Allcroft, Senior Tax Manager at HB&O, talked delegates through some of the recent changes to tax legislation and offered practical tips on how to run a tax efficient property portfolio. Recent tax changes have included the loss of reliefs which limit the income landlords can gain without paying additional tax. With more changes on the horizon, Neil demonstrated the importance of a planned approach to your portfolio to minimise tax liabilities.

Ian Chetwynd, Mortgage & Protection Specialist

Mortgage & Protection Specialist, Ian Chetwynd, from HB&O Financial Services, talked through some of the particular challenges and opportunities for those seeking finance for an HMO. The number and choice of lenders available for HMOs is limited, and there are other restrictions in place regarding rental income and number of bedrooms. Ian shared insights on a broad range of solutions available, including limited company lending and bridging loans.

Other speakers included property maintenance experts, Magna Installations and Maintenance, as well as specialists from event organisers, Homemaker Properties.

Neil Allcroft said: “We would like to thank Homemaker Properties for inviting us to take part in this event. We were pleased to be able to offer practical advice and guidance to delegates and discuss current challenges in the sector.”

Directors of HB&O Financial Services take on Swim Serpentine & Berlin Marathon challenge!

Jason Strain & Anthony Baynham

In September 2019, Jason Strain, Managing Director and Anthony Baynham, Director of HB&O Financial Services will be taking part in a dual charity challenge.

On 21st September, they will be swimming two laps of the Serpentine Lake in Hyde Park, London, a total of two miles. This will be the first open water event for either of them with the furthest Jason ever swimming being 200 meters!

Swim Serpentine, Hyde Park, London

Jason & Anthony will then be travelling to Germany 8 days later to run the Berlin Marathon which takes place on 29th September.

Berlin Marathon

All money raised from the challenge will be donated to Prostate Cancer UK.

  • Across the UK prostate cancer is the most common cancer in men
  • Over 47,000 men are diagnosed with prostate cancer every year – that’s 129 men every day
  • Every 45 minutes one man dies from prostate cancer – that’s more than 11,000 men every year
  • 1 in 8 men will get prostate cancer in their lifetime

If you would like to donate to support them both, please visit their Virgin Money Giving page here: https://uk.virginmoneygiving.com/Team/BerlinMarathonChallenge