A new opportunity has arisen within HB&O Financial Services for a Trainee Financial Services Administrator (no Financial Services experience necessary).

We are offering a salary in the range of £13,000 – £16,000 per annum, dependent on experience.

Key requirements for this role are strong communication and organisational skills, a professional approach, comfortable liasing with clients at all levels, strong attention to detail, ability to work effectively using own initiative and as part of a team. GCSE grade C or above in both English and Maths is required.

If you believe you have the right skills for the above position, please send your CV to

HB&O property experts share practical tips at local event

HB&O’s property tax and mortgage specialists joined forces to share useful insights at an event held for those investing in Homes of Multiple Occupancy (HMOs) this week.

The free event was organised by Homemaker Properties and was designed to provide up to date advice and information for existing and potential investors.

Neil Allcroft, Senior Tax Manager at HB&O

Neil Allcroft, Senior Tax Manager at HB&O, talked delegates through some of the recent changes to tax legislation and offered practical tips on how to run a tax efficient property portfolio. Recent tax changes have included the loss of reliefs which limit the income landlords can gain without paying additional tax. With more changes on the horizon, Neil demonstrated the importance of a planned approach to your portfolio to minimise tax liabilities.

Ian Chetwynd, Mortgage & Protection Specialist

Mortgage & Protection Specialist, Ian Chetwynd, from HB&O Financial Services, talked through some of the particular challenges and opportunities for those seeking finance for an HMO. The number and choice of lenders available for HMOs is limited, and there are other restrictions in place regarding rental income and number of bedrooms. Ian shared insights on a broad range of solutions available, including limited company lending and bridging loans.

Other speakers included property maintenance experts, Magna Installations and Maintenance, as well as specialists from event organisers, Homemaker Properties.

Neil Allcroft said: “We would like to thank Homemaker Properties for inviting us to take part in this event. We were pleased to be able to offer practical advice and guidance to delegates and discuss current challenges in the sector.”

Directors of HB&O Financial Services take on Swim Serpentine & Berlin Marathon challenge!

Jason Strain & Anthony Baynham

In September 2019, Jason Strain, Managing Director and Anthony Baynham, Director of HB&O Financial Services will be taking part in a dual charity challenge.

On 21st September, they will be swimming two laps of the Serpentine Lake in Hyde Park, London, a total of two miles. This will be the first open water event for either of them with the furthest Jason ever swimming being 200 meters!

Swim Serpentine, Hyde Park, London

Jason & Anthony will then be travelling to Germany 8 days later to run the Berlin Marathon which takes place on 29th September.

Berlin Marathon

All money raised from the challenge will be donated to Prostate Cancer UK.

  • Across the UK prostate cancer is the most common cancer in men
  • Over 47,000 men are diagnosed with prostate cancer every year – that’s 129 men every day
  • Every 45 minutes one man dies from prostate cancer – that’s more than 11,000 men every year
  • 1 in 8 men will get prostate cancer in their lifetime

If you would like to donate to support them both, please visit their Virgin Money Giving page here:

Leamington Spa Half Marathon success!

Rob Dimbleby, Jo Barrett, Ellie Hookins, Thomas Dawe, Lucy Talbot, Anthony Baynham & Jason Strain pre-marathon!

HB&O Financial Services are proud to have sponsored this years Leamington Spa Half Marathon, organised by Raceways Events.

The race took place on Sunday 7th July, starting and finishing in the heart of Leamington Spa with the route going through scenic villages in Warwickshire.

Henry the Bear!

HB&O Financial Services had their own promotional gazebo in the Event Village, located in The Pump Room Gardens. Runners, friends and family were able to meet some of our staff and play our buzz wire game, and Henry the Bear went home with Niall, a Radford Semele scout who completed the game in 53 seconds!

Tom Driver, Director of HB&O Financial Services handing over Henry the Bear to Niall!

HB&O Financial Services staff members Jason Strain, Thomas Dawe, Anthony Baynham, Lucy Talbot, Rob Dimbleby and Jo Barrett all ran the race. Lucy and Jo even achieved their personal best times!

Post-marathon photo!

We are still offering our support to the runners (as well as friends and family) of this years Leamington Half Marathon by discounting our standard mortgage arrangement fee from £295 to £99 when quoting ‘LHM19’. Please contact our Mortgage Specialist Ian Chetwynd for more information by calling 01926 422292 or via email at

HB&O Financial Services sponsors Leamington Half Marathon!

Leamington-based company Raceways Events which organise running and triathlon events in Warwickshire have been sponsored by HB&O Financial Services. All proceeds go to charity Kids Run Free who currently organise park running programmes for children in over 30 locations in the UK.

The Leamington Spa Half Marathon launched in 2018 with 2,000 entries in its first year and 300 in the kids fun run. Between 2,000–4,000 runners are expected to take part in the race on Sunday 7th July 2019. The course is traffic-free and extremely scenic, starting and finishing in the heart of Leamington Spa and takes you through scenic villages in the beautiful Warwickshire countryside.

The Royal Pump Room Gardens will be home to the Event Village where friends and family can cheer on runners and for the kids, there will be a kids zone with mini-Olympic style activities. HB&O Financial Services will have their own promotional gazebo in the Event Village where you can meet some of our staff, play our buzz wire games and even be in with a chance of winning some sweet treats!

To enter the half marathon or kids fun run, please visit Raceways website: To support the runners (and friends and family) of this years Leamington Half Marathon, our standard mortgage arrangement fee will be discounted from £295 to £99 when quoting ‘LHM19’. Please contact our Mortgage Specialist Ian Chetwynd for more information by calling 01926 422292 or via email at As Independent Mortgage Advisers, we can provide advice on every aspect of the mortgage process, including but not limited to mortgages, re-mortgages, life assurance and home insurance.

HB&O Financial Services awarded Pension Transfer Gold Standard

We are delighted to announce that we have been awarded Gold Standard for Pension Transfer Advice.

What is the Pension Transfer Gold Standard?

The Pensions Advice Taskforce, a representative industry body set up by the Personal Finance Society, has established a voluntary code of good conduct for Safeguarded and Defined Benefit Pension Transfers advice – the ‘Gold Standard’.

In addition to the standard financial advice rules and regulations, we, as a Pension Transfer Gold Standard firm, also commit to the following nine principles:

1. Helping clients understand when advice is appropriate
2. Ensuring advice given supports the clients overall wellbeing in the context of their stated objectives
3. Ensuring client understanding and acceptance of all charges
4. Ensuring the most appropriate and updated technical skills are applied
5. Transparent management of Conflicts of Interest
6. Helping clients understanding the cost of transferring benefits
7. Avoiding unregulated investments and introducers
8. Transparency in advice processes and outcomes
9. Promoting the Consumer Guide to the Pension Transfer Gold Standard 

Read the Pension Transfer Gold Standard Consumer Guide here:

If you are considering transferring your pension scheme, please contact us for professional and ‘Gold Standard’ pension transfer advice.

HB&O Financial Services raise funds for local charity ‘Guys Gift’

The HB&O Financial Services team will be taking part in the Milton Keynes Marathon race weekend in May which includes a full marathon, half marathon and superhero fun run!

The event will be raising money for local charity ‘Guys Gift’ which is a registered charity providing support for bereaved children, young people and their families in Warwickshire following the death of a parent, sibling or other significant person in their life. If you would like to read more about the charity, please visit their website:

The team are hoping for some donations in order for them to raise their target of £2,000. If you would like to donate to support the team, please visit our Virgin Money Giving page here:

Jason Strain, Managing Director at HB&O Financial Services commented on the event ahead, he said: “The staff at HB&O are always willing to demonstrate support for such a worthy cause as Guys Gift. We are all looking forward to taking part in the race weekend and are hoping to continue to raise further funds over the following weeks for the charity!”

Joining Jason in the race weekend is Anthony Baynham and David Stokes running the full marathon, Ian Chetwynd, Jo Barrett, Alexandra Styles and Lucy Talbot running the half marathon and Thomas Dawe, Tom Driver, Kerry Ruane, Robert Dimbleby, Katherine Neal, Bethany Anderson and Julie Talbot taking part in the superhero fun run with their families.

Lisbeth Bakewell, Service Manager at Guys Gift said: “Here at Guy’s Gift we are grateful for the fundraising support from HB&O Financial Services. As a small, local charity support from within our community is fantastic and goes a long way towards providing bereavement support for children, young people and their families.

Over the past 10 years we have seen referrals for support grow, we now receive requests from over 300 individuals on an annual basis. Support is provided through a tailored approach. This may be group support, one to one counselling, offering advice and guidance, or a combination of these.

This fantastic fundraising support helps us to provide specialist support to those who need it, when it is most needed.”