HB&O Financial Services

Building long term relationships with our clients for over 50 years.


Professional independent financial advice from people you can trust

Planning on a comfortable financial future takes time. Setting your goals is the first step to success. Having goals gives focus and direction. That's where HB&O Financial Services can help. We are independent financial advisers, which means our duty is solely to you – our client.

HB&O Financial Services prides itself in building long term relationships with clients, some of these have been for over 50 years. The advice we provide is completely impartial, and our continuous monitoring and research of the financial services market enables us to recommend the most appropriate solutions to your financial needs.

Please browse our website to find out more about who we are, our level of knowledge, experience and expertise, and how we conduct business. For further information, please contact us.

Treating Customers Fairly

HB&O Financial Services is a trading style of D A Owen Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority (FCA),, and we are happy to work within a regulated environment which prioritises the interests of consumers.

HB&O Financial Services have satisfied the rigorous criteria relating to professional qualifications and ethical good practice. You can therefore be confident that you are dealing with a quality firm that is committed to providing you with the best possible advice, service and support.

Why do you need a Chartered Financial Planner?